USAA Charge Off/Utility Charge Off and rebuilding

Hey, just wanted to first start off by saying this is a pretty extraordinary forum with an exceptional amount of excellent information, so thank to you all. Attempting to rebuild credit based on poor decisions made a few years ago. Most frustrating part of this all is that USAA is my primary issue – very annoying considering that they’re designed to support active duty and I’ve found them to be incredibly unresponsive. Jan 2018 – began missing payments on a USAA Career Starter loan with a…

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